50 Ways to Make Extra Money This Month

A young woman talks on the phone amidst the chaos of holiday shopping.


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  1. If you needed extra money, like, yesterday, you’ve come to the right spot.Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs.

    50 Easy Ways to Make Money

    Feeling pumped? Feeling ready? Feeling like a million bucks (or like you need a million bucks)?

    This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

    Without further delay, here are 50 ways to make money:

    1. Earn 100x the Normal Interest Rate

    An Aspiration bank card sticks out of a wallet.

    To simplify, open a second account for a dedicated purpose. One of our favorites is the Aspiration Account — there are no monthly fees, and you’ll earn up to 100 times the interest rate of other banks.

    This online-only account comes with a debit card and free ATMs, so you can easily access your money when you need it.

    After you open your Aspiration Account, use it to split your income:

    • Automatically deposit a portion of your income into your existing bank account, and use that to cover basic expenses like rent and bills.
    • Deposit what’s left into your Aspiration Account to use for fun stuff, like eating out, shopping or going on vacation.
  2. Opeo/The Penny Hoarderrating everything out of one checking account can make your finances muddy and contribute undue stress to your money management.

    2. Play Virtual Lotto Tickets

    A young couple buying lottery tickets at a kiosk.

    There’s something so satisfying about those gas station scratch-off tickets, but it’s better to avoid them because, well, that’s not Penny Hoarding.

    Instead, try scratching for free using an Android app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl’s, Sephora and more.

    The app is supported by advertising, which allows it to keep the payouts high and the games free. For more info, check out our full review.

    3. Stop Deleting Your Emails

    How to make money as a stay at home mom

    It turns out deleting your emails could be costing you money. Intrigued?

    One of our secret weapons is called Paribus — a tool that gets you money back for your online purchases. It’s free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

    Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

    Disclosure: Paribus compensates us when you sign up using the links we provide.

    4. Invest in Real Estate Around the Country for Just $500

    a home in St. Petersburg, Fla.

    Want to get into real-estate investing without spending hundreds of thousands of dollars or playing landlord? We found a company that helps you do just that.

    Oh, and you don’t have to have hundreds of thousands of dollars, either. You can get started with a minimum investment of just $500. A company called Fundrise does all the heavy lifting for you.

    With a minimum investment of just $500, Fundrise will invest in its Real Estate Investment Trust (REIT) that offer expected returns of 8% to 11% per year.

    This isn’t an obscure investment. You can see exactly which properties are included in your portfolio — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina.

    Fundrise does the heavy lifting of buying million dollar properties and pays you dividends quarterly plus extra periodic distributions if properties are sold.

    You’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.

    Remember investments come with risk. While Fundrise has paid distributions every quarter since at least Q2 2016, your payment is never guaranteed.

    5. Earn up to $60/Hour as a Part-Time Bookkeeper

    Can you open an excel spreadsheet? Does earning $60 an hour sound appealing? How about the freedom to work remotely while helping others succeed?

    Those are the perks of working as a bookkeeper, says Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers.

    You don’t have to be an accountant or even really good at math to be successful in this business. In fact, all you need are decent computer skills and a passion for helping business owners tackle real-world problems.

    The ability to stay moderately organized is helpful too.

    Median pay is around $19 per hour, according to the Bureau of Labor Statistics — and you have no commute. It’s a great opportunity for parents who want a part time job, recent college grads and anyone who wants to bring in real money working from home.

    Robinson shares what it takes to be a virtual bookkeeper, plus tips for making this career work for you in his free class at Bookkeeper Business Launch.

    6. Start Investing Without Even Noticing — and Get $5

    woman outdoors looking at phone

    If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.

    You can start small and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

    Then, the app does the whole investing thing for you.

    The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think. For example, we reviewed how Penny Hoarder Dana Sitar was able to save at a rate of $420 a year!

    At that rate, you could set aside $1,000 in about two and a half years — without trying.

    The app is $1 a month for balances under $5,000, and you’ll get a $5 bonus when you sign up.

    7. Fill This out While You Watch Scary Movies

    Scared young women hiding in a blanket while watching scary movies at night.

    Online surveys aren’t our favorite way to make money, but if you’re just vegging out on the couch — or shielding your eyes while being forced to watch “Final Fantasy 113” — why not click a couple buttons and earn a few bucks?

    We’ve tried a lot of paid survey sites, but here are two of the best we’ve found: 

    • MyPointsThis platform lets you earn gift cards for taking polls, answering surveys and other things you do online — a great way to cash in on long lines or an endless commute. You’ll earn a $5 bonus when you complete your first five surveys.
    • Survey Junkie’s clean look keeps you motivated to take as many surveys as you want. It’s relatively quick to reward you with points once you’ve completed a survey. Once you earn 1,000 points — equal to $10 — you can cash out for gift cards or cash via PayPal. Pro tip: Take all the profile surveys to help you earn an easy 200 points or so up front.

      8. Earn $10 When You Shop With This App

      Ibotta review

      We know it sounds strange, but Ibotta will pay you cash for taking pictures of your receipts.

      Here’s how it works:

      Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes.

      Bam. Cash back.

      Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.

      Some cash-back opportunities we’ve seen include:

      • 25 cents back for any item.
      • 25 cents back on strawberries.
      • 50 cents back on frozen fruit snacks.
      • $1 back on a box of tea.
      • $5 back on a case of Shiner Bock beer.

      Notice a lot of those aren’t tied to a brand — just shop for the staples on your list and earn cash back!

      9. Snag a Free $10 Walmart Gift Card

      One of our favorite ways to bank a little extra money is with Ebates, a cash-back site that rewards you nearly every time you buy something. For example, Ebates gives you 10% cash-back on purchases at Walmart.

      Plus you’ll get a free $10 gift card to Walmart for giving the site a try.

      To earn your gift card:

      1. Sign up for Ebates with your email or Facebook account.
      2. Use the Ebates portal the next time you need to buy something. It’s connected to thousands of stores, including Walmart, Amazon and Target. You’ll need to make your first purchase through the site within 90 days and spend at least $25.
      3. Your account will be credited with rewards points you can cash in for your $10 Walmart gift card.

        10. Hang out With Pups

        A dog sits on his heels and stares into the camera, smiling

        If you’re looking for a flexible, independent way to earn money — and you love hanging out with dogs — pet sitting through Rover might be your perfect gig.

        The online network connects dog walkers and sitters to local dog owners through its 4.9-star-rated app, so you don’t have to staple flyers on every utility pole across town.

        Rover says sitters can earn as much as $1,000 a month.

        Rover dog-sitter requirements vary by location. In general, you must:

        • Be 18 years or older.
        • Pass a background check.
        • Have access to the Rover app (iOS or Android).

        Here’s how it works: You’ll create an online sitter profile where you’ll answer questions about your experience with puppers and your schedule availability.

        You can choose to offer a variety of services, including dog walking, overnight boarding at your home or theirs, and daycare. Boarding is the app’s most popular service, so offering it can get you more gigs. You set your own rates. (Rover keeps a small percentage as a service fee.)

        Dog owners will reach out to you. Accept which gigs you want, then start snugglin’ pups. As soon as you complete a service, you’ll be paid within two days.

        11. Gnaw Your Monthly Bills Down

        A couple sit together on the floor of their bedroom as they analyze paperwork.

        Monthly utility bills start sprinkling in, and you’re wondering when it became so expensive to have internet.

        Enter BillShark, an online tool that’ll negotiate your internet, home security, satellite TV and satellite radio subscriptions to save you up to 25% each month. All you have to do is pass along your bills, and the sharks will handle the rest.

        It’s free to submit your bills, and The Penny Hoarder readers get a special deal on savings: If the company can gnaw your price down, it’ll just keep 35% of the difference. (The sharks typically keep 40%.)

        Plus, BillShark has an 85% success rate. Not bad!

        12. Get Your Paycheck 2 Days Earlier

        Hands counting change into a piggy bank.

        Want to get a jump on payday? Let Chime be your secret weapon.

        Unlike most financial institutions, this online bank account doesn’t wait until your pay date to give you access to your money. As soon as it receives notification of a direct deposit from your employer, it immediately posts those funds to your account.

        That means you’ll get your paycheck early — like Samuel Demeny, who recently switched to Chime. He uses direct deposit. His company technically pays everyone on Fridays, but Chime gets him access to that cash two days earlier than his co-workers.

        “The fact that I’m paid on Wednesday versus Friday… helps me budget before the weekend even starts,” Demeny told The Penny Hoarder.

        Not everyone is guaranteed the two-day head start Demeny has. That depends on your employer and its financial institution. We talked to another Chime account holder, Lee Best, who gets his paycheck one day ahead of his co-workers — on Wednesday instead of Thursday.

        Plus, Chime offers some other unique features other banks haven’t caught on to yet, such as:

        • It doesn’t charge overdraft fees, monthly maintenance fees, foreign transaction fees or minimum balance fees.
        • You can open an easy-to-access, connected savings account. It allows you to automate your savings with features like the round-up tool, which will round up your transactions to the nearest dollar and dump the change into savings.
        • It has a “Pay Friends” feature, so you don’t have to mess with cash, math or other apps to split the bill.
        • Chime customers have access to thousands of fee-free MoneyPass ATMs around the country and mobile check deposit.

        Who doesn’t want to get paid early?

        Opening an account with Chime is free and only takes about five minutes.

        13. Share What’s in Your Fridge

        A woman stands in front of an open refrigerator with a bowl of salad in one hand and a plate of fried chicken in the other.

        Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

        Once you sign up to participate in market research through Nielsen Consumer Panel, you can either use your smartphone, or the company will send you a free barcode scanner. Every time you go shopping, you simply scan the UPC codes on the back of each product and send your data to Nielsen.

        Nielsen will reward you with gift points, which you can redeem for free electronics, jewelry, household items or even toys for the kids.

        The longer you stay on the panel, the more opportunity you have to earn points toward prizes. You’ll also receive entries for the panel’s many sweepstakes. Prizes include vacations and brand new vehicles.

        14. Close the Gender Investing Gap

        Traditional investing companies have never really considered the fact that women statistically get paid less, yet live longer. That’s why Sallie Krawcheck, a former Wall Street CEO and an adamant proponent of women’s financial power, founded Ellevest.

        It’s an investing platform designed for women, by women and in support of other women. It uses a unique algorithm designed to help you better plan for the future.

        Once you sign up for free, Ellevest will issue you a free personalized investment plan. Plus, when you sign up through The Penny Hoarder, you’ll get a $25 bonus in your Ellevest account.*

        Ellevest’s “digital” plan is designed to be accessible. There’s no minimum balance, and you’ll pay an annual fee of 0.25% of your assets under management to Ellevest. For context, that’s $25 on a $10,000 account.

        *The Ellevest The Penny Hoarder promotional offer is valid for the first 1,000 new clients of Ellevest who enter through this designated landing page. Clients who enroll and fund their non-retirement account will receive $25 added to their highest priority goal in their Ellevest account. Clients who enroll and fund their retirement account will receive a $25 Amazon gift card which can be redeemed by visiting http://www.amazon.com. Please review Amazon.com Gift Card Terms and Conditions prior to redemption. Ellevest is not responsible for lost Amazon Gift Cards. Ellevest’s processing time for depositing $25 into a client’s Ellevest account or delivery of a $25 Amazon gift card may be up to 60 days.

        15. Get Paid to Save

        need money apps

        How’s your savings looking? You know, money you’ve stashed aside for emergencies or major life goals? Not so good? No worries.

        An app called Varo Money combines traditional banking tools with modern technology to help its customers become financially healthy.

        Here’s the best part: Pair your Bank Account with a Varo Savings Account where you’ll earn 2.80% annual percentage yield. That’s nearly 47 times — repeat, 47 times — the average savings account, based on a 0.06% average reported by CNN Money.

        Varo goes easy on the fees, too. As long as you use one of its 55,000 ATMs across the world, you’ll never pay fees.

        Additionally, you’ll pay no monthly service fees, no minimum balance fees, no foreign transaction fees and no cash replacement fees. You’ll just pay any fees charged by out-of-network ATMs and cash deposit fees if you deposit cash in-store through Green Dot.

        16. Get $50 to Invest in Causes You Care About

        Vinoy Park in downtown St. Pete, FL.

        Investing can be a great way to grow your money, but have you carefully considered which companies you’re willing to back? Their morals and values? You probably wouldn’t want to invest in a company that’s destroying our oceans or cheating the system.

        Impact investing is a simple fix. It adds a new layer of transparency to investing. Take Swell Investing, an SEC-registered investment adviser committed to supporting sustainable companies.

        Its Impact 400 portfolio features companies whose products and services align with the United Nations Sustainable Development Goals. They consider everything from gender equality to ending poverty to clean energy.

        You can start with just $50 and invest in this or other portfolios committed to clean water, zero waste, renewable energy or disease eradication, to name a few. Plus, you’ll get a $50 bonus with the code PENNY after making your initial investment.

        Swell doesn’t have any trading fees, price tiers or expense ratios. It charges a 0.75% annual fee — that’s about the cost of one coffee ($3.75) per year if you invest $500.

        Disclosure: We have a financial relationship with Swell Investing LLC and will be compensated if consumers apply for an account and/or fund an account with Swell through links in our content. However, the analysis and opinions expressed here are our own.

        17. Donate to Your Favorite Organizations (and Earn Amazon Gift Cards)

        Cash exchanged at the St. Petersburg Market

        If donating to your favorite nonprofit is an important line on your monthly budget, listen up.

        No, we don’t necessarily donate money or volunteer to pat ourselves on the back, but it does feel good helping others — and it might feel even better if you’ve got someone saying, “Hey! Thank you for your help. Here’s a little surprise.”

        That’s what Do Good Points is doing. Instead of rewarding cash back on things you buy for yourself, Do Good Points rewards you for donating to a nonprofit.

        For example, donate to the American Red Cross, Sierra Club or Women for Women International, and earn 10% to 30% of that tax-exempt donation back in the form of an Amazon gift card. You can then donate that cash back to other charities, purchase items to donate to your local homeless or animal shelters, or simply use it to help feed your own family that month.

        And here’s probably the coolest giveaway we’ve seen yet: The first 10,000 people to join the Do Good Points community will receive a tree. OK, no, not to your front door, but Do Good Points will plant one of your behalf!

        Ten seconds to sign up and plant a tree? And cash back on donations? You’re too good to us Do Good Points!

        18. Start Investing — and Get $5 in Free Stocks

        It’s no brilliant secret that investing can be a smart way to make money.

        Sometimes, though, it feels restricted to a few wealthy elite.

        But Stash is different. This app lets you start investing with as little as $5 and for just a $1 monthly fee for balances under $5,000.

        Stash curates investments from professional fund managers and investors and lets you choose where to put your money.

        But it leaves the complicated investment terms out of it. You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

        Bonus: Right now, The Penny Hoarder is teaming up with Stash to give you an extra $5 after your first investment.

        19. Pay Less for Cable and Internet

        internet connection with wlan router in home office

        You’ve heard negotiating your bills could save you a heap of money… but have you actually picked up the phone yet?

        If not, no worries. You don’t have to.

        Instead, use Trim, a digital personal assistant that’ll negotiate your bills for you. We’re not just talking your cable bill, either. It’ll also negotiate your internet, cell phone, home security and XM radio bills.

        William Ellis, a Trim user in Ellettsville, Indiana, uploaded PDF copies of his Dish, Comcast and Sprint bills to Trim. That’s all he had to do — Trim worked behind the scenes, eventually notifying him of his savings.

        “Yes, anybody can call and do this,” Ellis points out, “but do you?”

        Curious how he did? Trim saved him:

        • $385.20 a year on Dish.
        • $800.18 a year on Comcast.
        • $80.04 a year on Sprint.

        Total savings? $1,265.42.

        If Trim successfully negotiates on your behalf, it will keep 33% of the savings, and you keep the rest. (Hey, Trim’s gotta get rewarded for its expert negotiation skills!) But that’s still a big chunk of savings.

        To get started, no need to pick up the phone. Just sign up through Facebook (or with your email address), and upload your bills!

        20. Download This App (That’s Literally It)

        young woman in a hammock listening to music on her phone

        A number of companies will actually pay you for downloading apps on your smartphone or computer —  this is a great way to boost your passive income!

        One we love is called MobileXpression. After you’ve installed this app on your smartphone for one week, you get to play an instant rewards game for a prize (everyone wins something). We’ve seen users win a $25 Amazon gift card, but some of the other prizes include iPads and Samsung TVs.

        The app collects data and helps companies better understand web and mobile usage — such as what times of day people browse, how long they stay on websites and use apps, and what types of sites and apps are popular (or not).

        Try it out for iPhone or Android.

        21. Rent out the RV You Thought You’d Use More

        RV owners: When’s the last time you hit the open road?

        If you’re attached to your motorhome but don’t use it as much as you’d like, why not turn it into a money-making machine?

        Rent it out through an online peer-to-peer rental marketplace, like Outdoorsy. Think of it like Airbnb… but for RVs.

        In addition to the nice stream of passive income, other perks to renting your RV out through the marketplace include:

        • Free 24/7 rental roadside assistance, so you don’t have to worry about a renter calling you up for a tow.
        • $1 million in insurance, covering both you the owner and the renter.
        • DMV checks on all potential renters.

        To see how much you could earn each month by renting your camper out, snag a free estimate in just a few minutes. Then snap photos of your RV, upload your insurance and boom — you could be making money.

        22. Play Your Own Version of ‘Supermarket Sweep’

        Woman holding piggy bank

        Back in the ’90s, David, the host of “Supermarket Sweep,” claimed to have the only grocery store that paid people to shop.

        Well, welcome to the 21st century, baby. We’ve got Instacart.

        Instacart, a grocery-delivery service, is looking for part-time in-store shoppers, who simply shop and bag orders.

        To qualify, you must:

        • Be 18 or older.
        • Be eligible to work in the U.S.
        • Have access to an iPhone 5 or Android 4.4 (or newer).
        • Be able to lift 30 to 40 pounds.

        You choose the hours you work (up to 29 hours a week) and get paid per order weekly. Rates will vary by location.

        If you want to get real adventurous (or work more hours) you can also sign on as a full-service shopper, meaning you’ll deliver the groceries, too.

        Once you sign up to become a shopper, Instacart will reach out about an orientation. Complete the orientation, and you’re on your way to producing your personal “Supermarket Sweep” reboot.

        23. Clear Your Closets

        A woman on her couch surrounded by clothes.

        Are your closets and shelves packed to the brim with stuff you never use — or even look at?

        You can sell virtually anything on Letgo. This intuitive app lets you snap a photo and upload your item in less than 30 seconds. It removes a lot of the hassle of selling things online, and it’s 100% free to use.

        Pro tip: Don’t accept a check, cashier’s check or gift card as payment. Ask for cash or have the buyer pay you through the app (no commission fees!).

        Go ahead, and get a jumpstart on your spring, summer or winter cleaning when you download Letgo to list your first item — it takes about two minutes!

        24. Hang at Home With the Ones You Love

        Michael Krinke/ Getty Images

        Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers.

        For some people, working from home offers the most perfect scenario. Maybe it cuts your one-hour commute down to, well, nothing. Maybe it allows you to see your kids more often.

        Whatever it is (even if it’s that you get to spend more time with your cat — valid reasoning), the most difficult part can be landing that perfect work-from-home job.

        We recommend starting your search with ZipRecruiter.

        When you click here to search, ZipRecruiter sends you to a list of geo-tailored work-from-home job openings. (Because, yes, even some work-from-home job opportunities have location restrictions.)

        As soon as you start your search, you’ll see the average salary for work-from-home jobs in your area. This will help you know what to expect. Peruse the listings to find information about the company, pay and type of employment. You’ll find details about requirements as well as information about how to apply.

        25. List Your Bedroom (or Backyard) for Rent

        guest room

        Have a spare room? Might as well try to earn some money by listing it on Airbnb.

        If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.

        And there’s no reason you can’t be creative. We found a guy who earns $1,380 a month rentingout a backyard tent on Airbnb!

        A few simple steps can make the difference between a great experience and a less-than-satisfactory one.

        Here are some tips:

        • Make your space available during high-demand times in your area. Think: concerts, conventions and sporting events.
        • Be a good host, and stock your place with the toiletries you’d expect at a hotel — toilet paper, soap and towels.
        • Be personable. A lot of travelers turn to Airbnb for the personal touch they won’t find at commercial properties.

        Here’s the link to sign up as an Airbnb host.

        (Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

        26. Rent out Your Car

        vintage rental car location

        If you own a reliable vehicle, but leave it sitting in your driveway all the time, you could turn it into an income stream by renting it!

        With the Getaround app, you can safely rent out your car to people in your community and neighborhood. The company insures your car for each trip, offers 24/7 roadside assistance and screens drivers for a safe driving record.

        That’s more assurance than you get when your teenager gets behind the wheel…

        Here’s how it works:

        1. Sign up with your Facebook account to rent out your car here.
        2. Set your own rates and availability.
        3. You’ll get a notification when someone books your car.
        4. Your car will be equipped with a Getaround Connect™, so renters will be able to locate, unlock and lock your car from their mobile phone during the trip period. No need to meet in person to exchange keys.

        Like many side gigs that involve your car, some car owners worry about the costs for things like gas and wear and tear on the vehicle. With Getaround, renters are responsible for refilling the fuel used on the trip.

        We also checked in with the company to see what it’s doing to address car owners’ concerns, and the CEO Sam Zaid told us, “Fortunately, customer feedback is one of the best ways we can learn and grow. We take feedback seriously and prioritize product updates based on our conversations with owners and renters.”

        27. Optimize Your Credit Card Use

        If you’re not using a rewards credit card for everyday purchases, you’re missing out on free money.

        You just have to be sure you don’t get too carried away with those purchases — and that the card is paid off at the end of each billing period.

        Here’s an option we like: It’s the Chase Freedom Unlimited card. Its claim to fame? You’ll earn an unlimited 1.5% cash back on all your purchases. Plus, if you spend $500 in your first three months of opening the card (hi, groceries), you’ll pocket a $150 bonus.

        There’s no annual fee, and the cash-back rewards don’t expire.

        Get signed up — and 0% intro APR for 15 months — here.

        *The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The Penny Hoarder is a partner of Credible.

        28. Get Paid to Drop a Few Pounds

        Ways to exercise

        Bottom line: HealthyWage will literally pay you for losing weight.

        Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

        Here’s how it works:

        1. Read more about HealthyWage, and sign up.
        2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
        3. Place a bet on yourself ranging from $20 to $500 a month.

        Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

        Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

        29. Jumpstart Your Spring Cleaning (Anytime of Year)

        A man sitting at a table uses his phone; his iced coffee is beside him.

        There’s always one weekend when, as the weather warms and the snow thaws, you’re inspired to deep clean. Declutter, organize, vacuum, scrub.

        But why does that only happen once a year? It can happen anytime, especially if you want to make some extra money off items you no longer need (’hem, take a look in your closet…).

        Use a free app called OfferUp to sell your unwanted goods to locals. Post anything — from furniture to clothes to gadgetsy to cars — and wait for a bite.

        Chat with interested buyers through the app (no exchanging of phone numbers required), schedule your meeting; and use an OfferUp Community MeetUp spot or search its site SafeTradeSpots.com to find a safe public place to meet your buyer and complete the transaction.

        Pro tip: Don’t accept a check, cashier’s check or gift card as payment. Ask for cash or have the buyer pay you through the app (no commission fees!).

        Go ahead, and get a jumpstart on your spring, summer or winter cleaning when you download OfferUp to list your first item — it takes about two minutes!

        30. Start Investing With Just $10, and Grow Your Money 83 Times Faster

        Where you stash your money is almost as important as how much you have. Believe it or not, you don’t need to start out with a lot to be a smart investor.

        With a free app called Worthy, you can start investing with just $10.

        No matter how much, that money is yours. You want to grow it safely, right? Your first thought is a savings account, which will earn you an average of 0.06% interest, according to CNN Money. That’s practically stagnant.

        You’ve got to think outside your bank.

        Worthy is a microinvesting app that pays out a fixed 5% annual interest rate — around 83 times more than what you’d get from the bank. And a lot more stable than investing in stocks.

        It invests in bonds that act like a savings account — you can deposit or withdraw money at any time with no fees or penalties. You can even set up a recurring investment or use Worthy’s round-up program to invest your spare change.

        31. Get Control of Your Money With a Budget

        A couple sits together on the couch as they look over information on paper and on their laptop.

        Clarity Money is a free app that helps you see, organize, and take control of your finances.

        The way it works is simple. You just download the app, connect your existing accounts, and get ready to learn more about where your money’s disappearing to… and how to keep more of it.

        Clarity Money analyzes and uses your spending history to provide budgetary insights. It’ll show you exactly how much you spend in different categories, like bars and restaurants, as a percentage of your total expenses.

        But it’s not just a recap of your weekend spending with pretty graphics.

        It also gives you the tools and information you need to start making better financial choices.And they’re all super-easy to use, and accessible right inside the app.

        Disclosure: Clarity Money compensates us when you download the app using the links we provide.

        32. Earn $5/Month for Installing This App

        woman holding money over her face

        A number of companies will actually pay you for downloading apps on your smartphone or computer —  this is a great way to boost your passive income!

        One we love is called SavvyConnectEarn $5 per device (phone, tablet, computer) for each month SavvyConnect is installed, up to $180 per year.

        The app collects data and helps companies better understand web and mobile usage — such as what times of day people browse, how long they stay on websites and use apps, and what types of sites and apps are popular (or not).

        Get started with SavvyConnect here.

        33. Turn Gaming Into Saving

        A young woman sits on the ground outside in a woodsy area. She is laughing and playing on her cellphone.

        Blast is a savings app for Android made by gamers for gamers. It allows you to save, earn and win cash for playing games.

        It works with every game in the Google Play Store, as well as top PC games, including Counter Strike Global Offensive.

        The app is free, with no hidden fees.

        While you play, the app works in the background and transfers small sums from your checking account into a high-yield Blast savings account based on “triggers” you set — things like the number of opponents you defeat or enemy bases you destroy. You can earn extra cash by completing “missions” that allow you to test new games or take familiar games to the next level.

        Your Blast savings account earns 1% interest, is FDIC-insured and is secured by bank-level encryption. You can withdraw your money anytime or just let your savings grow.

        34. Sell Your Extra CDs, DVDs, Blu-rays, Video Games and Electronics

        Have a bunch of movies or CDs collecting dust on a shelf? Decluttr will pay you for them!

        Decluttr buys your old CDs, DVDs, Blu-rays and video games, plus hardware like cell phones, tablets, game consoles and iPods.

        We talked to one user, Gil Flores, who sold about 100 DVDs and 75 CDs and made $275 — an average of $1.57 each.

        Just download the app and start scanning the barcodes on your media to get immediate quotes. It’s completely free to use, you won’t pay listing or seller fees, payment is super fast and even shipping is free.

        Plus, enter PENNY5 at checkout to get an extra $5 for your trade-in order!

        35. Teach English as a Second Language

        Angela Brumbaugh of Fort Worth, TX tutors online in her home for QKids.

        If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

        There are several online-learning platforms focused on teaching English as a second language to students in other countries.

        Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

        “The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

        “The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

        36. Get Paid to Drive Around Town

        Enjoy finding the best route around town? Why not try to get paid for it?

        As a driver partner with Uber, you create your own schedule and drive when you want.

        If you want to give it a try here are a few things to keep in mind: You must be at least 21 years old, have at least one year of licensed driving experience in the U.S. (three years if you are under 23 years old), have a valid U.S. driver’s license and pass a background check.

        Also, your car must be a four-door, seat at least four passengers (excluding the driver), be registered in-state and be covered by insurance.

        Because it’s simple to switch between apps, many Uber partners also sign up to drive with Lyft.

        We talked to Paul Pruce, who’d been driving full-time with Lyft for over a year and earning $750 a week as a driver. Best of all, he does it on his own time. You can work days, nights or weekends — it’s up to you!

        To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

        Right now, Lyft is offering a $300 sign-on bonus to new drivers when you use code EXTRA300.

        Here’s what you need to qualify:

        • You must be approved to drive within 30 days of your application start date.
        • Once you’re in, just complete 100 rides within your first 30 days of being a Lyft driver.

        And just like that, the bonus cash is yours. Easy, right?

        37. Cash in on Your Smartphone Addiction

        make extra money appkarma

        Let’s be real: That phone habit is hard to break. So you might as well make some money while you’re scrolling instead of totally wasting your time on social media.

        Download AppKarma, a free rewards app that lets you earn cash and gift cards when you try out gaming apps and watch videos.

        Android users can download the AppKarma app directly through the Google Play Store.

        iPhone users: AppKarma is not in the app store, but you can use it from your mobile browser. Click on the link from your iOS device to access the AppKarma web app. Complete the first offer (and earn 100 points!) to get started.

        Bonus: Penny Hoarders will get 500 extra points when you sign up, plus you’ll get an email shortly after signing up with a special promo code worth another 750 bonus points.

        You can exchange your Karma Points for gift cards to Amazon, PayPal, iTunes, Target, Starbucks and Walmart, among other retailers.

        38. Earn $50 a Year to Surf the Internet

        Women looking at a smart phone at a market in St. Petersburg, Fla.

        You know Nielsen, the company that tracks TV ratings? It also measures the popularity of websites and online videos. To do that, Nielsen wants to pay you to let it anonymously collect information from your favorite web-surfing device.

        And best of all, this won’t slow down your phone or computer.

        Of course you have a laptop, tablet or smartphone. You’re a human being in the 21st century, after all. Shoot, you’re probably reading this on one of those devices right now.

        Here’s the deal:

        If you have a smartphone or tablet, the Nielsen Panel will pay you $50 a year to keep its app on your device and browse the web like you normally do. The information it collects remains totally anonymous.

        If you have a desktop or laptop computer, you’ll receive entries into the company’s $10,000 monthly sweepstakes for every month you keep Nielsen’s software installed on your computer. Every month, 400 people win prizes, with the two top prizewinners taking home $1,000 each.

        39. Earn Rewards While You Shop

        A woman shops for a bag of salad at Aldi.

        The best kind of savings are the kind where you don’t have to do a thing. That’s what makes the Dropapp so appealing.

        What’s special about Drop is all you have to do is link your credit and debit cards (no coupon clipping or hoarding receipts!). When you make a Drop-qualified purchase, you’ll automatically earn points,whether you’re grocery shopping at Walmart, hailing an Uber or ordering a pizza.

        The points will add up, and you can exchange them for gift cards in the app to popular retailers like Amazon and Starbucks.

        40. Get the Props You Deserve for Being Active

        Man running in the woods with his dog on a leash.

        If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

        Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

        Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

        Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

        41. Pick up Babysitting Gigs Whenever You’re Available

        Ever overhear your co-workers mumbling about needing a night off from little people at home? You’ll be surprised to learn how hard it is to find a sitter!

        Keep your eyes and ears peeled, and offer to babysit while friends or co-workers go out for the evening — you could earn $50 to $100 in a night

        If you like hanging out with kids, babysitting could make a fulfilling full-time job or just a fun way to make extra money in your free time.

        42. Do Odd Jobs

        TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

        Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

        Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

        43. Get Paid to Tutor Kids Online

        mother working at home on laptop with daughter

        Love kids but don’t want to commit to the classroom?

        You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

        If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

        44. Sell Your Smartphone Photos

        If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

        An app called Foap lets you turn your smartphone photos into cash.

        Here’s how it works:

        1. Download the free app and create an account.

        2. Take a quality photo and upload it to Foap’s marketplace.

        3. Someone buys the license to your photo for $10. You make $5.

        If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

        45. Rent out the Clothes That Make Your Friends Jealous

        prime wardrobe

        Are your friends always complimenting your great sense of style? Try making money off that killer taste!

        You can rent out your clothing online through a peer-to-peer site like Style Lend.

        Make sure to read the fine print on rental sites. Some don’t charge any fees to the buyers and sellers, but some charge a rental commission per order. You’ll need to price your wears accordingly to account for any commission handed over to the company.

        46. Start Freelancing

        If you have a way with words, consider freelancing. As a freelance blogger, you can work as much or little as you want, so this makes for a nice side gig.

        To get started, check out these blogs that pay $100 or more per post.

        Want to share your parenting expertise? Check out these parenting blogs and magazines looking for writers.

        47. Rent out Your Old Baby Gear

        Woman walks through a store pushing two babies in a double stroller.

        Are you a mom?

        You’ve probably got a lot of baby gear. Think: a crib, a car seat, a playset. Don’t let them collect dust when your kid starts growing out of all that stuff. You can rent out those old baby necessities to traveling parents. Because it costs how much to check a stroller on a plane?!

        Check out this peer-to-peer rental site called goBaby. There, parents who are traveling can hit you up for that stroller or car seat so they don’t have to travel with the cumbersome gear.

        And you can make some money. Sounds like a win-win.

        48. Get Paid to Drink Beer

        Neil Callaghan, an advanced level cicerone, currently working at Cigar City Brewing. 

        The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

        When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

        Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

        The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

        So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

        All you have to do is sign up, then it’ll contact you when you’re needed.

        49. Work from Someone Else’s House

        A woman lies back comfortably on a brown, leather couch. She listens to music through the use of headphones.

        Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

        Consider house sitting. You can make big bucks by keeping someone’s house company. There are tons of websites out there that’ll help you find the perfect gig, too. Check out a few of these house-sitting marketplaces.

        50. This App Ensures the Self-Employed Aren’t Screwed by Taxes

        Jessica Warden walks through the city in New York, NY.

        Whether you’re a freelance writer, designer, realtor, Airbnb host, driver or courier, your focus and energy pores into your business and ultimately your income — but sometimes it’s difficult to keep track of all the numbers.

        With income, expenses, mileage and those quarterly estimated taxes, a spreadsheet doesn’t always cut it. Instead, use Hurdlr, a free app dedicated to helping self-employed entrepreneurs track and streamline their money — and taxes.

        Hurdlr’s easy-to-navigate dashboard clearly showcases your money streams in real time (both before and after taxes), and the tool makes filing taxes actually easy. Seriously!

        You can file your taxes through the app or send your reports directly to your CPA. It’ll also help you maximize your income by identifying all available deductions. Hurdlr reports its users find, on average, more than $5,600 in deductions annually. That’s $5,600 right back into your pocket — or into your business — all thanks to Hurdlr.

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